Your Rights

The No Surprises Act

You have the right to know the cost of your care upfront. Here’s what the No Surprises Act means for you and how it protects you as a therapy client.

The No Surprises Act is a federal law that took effect on January 1, 2022. It was created to protect patients from unexpected medical bills. For therapy clients, one of the most important parts of this law is the right to receive a Good Faith Estimate of expected charges before you begin services.

At The Healing Haus, transparency about costs is something we take seriously. Below you’ll find a plain-language overview of your rights and what to expect.

Your Right to a Cost Estimate

What is a Good Faith Estimate?

Under the No Surprises Act, health care providers are required to give patients who are uninsured or who choose not to use their insurance a Good Faith Estimate of expected charges for services. This estimate helps you understand the anticipated cost of your therapy before you commit.

When will I receive one?

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency health care services, including therapy. The Healing Haus will provide you with a Good Faith Estimate in writing before your first session or upon request at any time during your care.

What does it include?

Your Good Faith Estimate will include the expected charges for the services we discuss, such as individual therapy sessions. If additional services are recommended during the course of your treatment, you will receive an updated estimate.

What the Law Protects

No surprise bills

If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute that bill through a federal process. This protection exists to make sure you’re never caught off guard by unexpected charges.

You can ask questions anytime

You always have the right to ask about the cost of your care. If anything about your bill or estimate is unclear, we encourage you to reach out. Transparency is part of creating a safe therapeutic space.

This applies to self-pay and uninsured clients

The Good Faith Estimate requirement specifically applies to individuals who do not have insurance or who choose not to use insurance for their therapy services. If you are using insurance, your costs will depend on your plan’s coverage, copays, and deductible.

How to Dispute a Bill

If you are billed for an amount significantly higher than your Good Faith Estimate (at least $400 more), you have the right to dispute the charge. To start the dispute process, you can contact the U.S. Department of Health and Human Services (HHS) at:

Make sure to save a copy of your Good Faith Estimate for your records. You may need it if you choose to dispute a bill.

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